Guaranteed Issue Life Insurance Explained

Guaranteed issue life insurance requires no medical exam and no health questions. Everyone approved — making it ideal for seniors or those with serious health conditions.

How It Works

  • No Medical Exam: No health questions required.
  • Guaranteed Approval: Anyone within the age range qualifies.
  • Lower Coverage: Typically $5,000-$25,000.
  • Waiting Period: Many policies have a 2-3 year waiting period for full benefits.

Not sure if guaranteed issue is right? Our agents can help you compare options.

Get Free Quotes